:root{--vd-bg:#FBFAF7;--vd-bg-alt:#F4F6F8;--vd-white:#FFFFFF;--vd-navy:#0B2A4A;--vd-blue:#145DA0;--vd-ice:#E8F1F8;--vd-gold:#C9A227;--vd-champagne:#F6EFD9;--vd-text:#333F4D;--vd-muted:#66788A;--vd-radius-card:16px;--vd-radius-btn:10px;--vd-radius-pill:999px;--vd-shadow-sm:0 4px 16px rgba(11,42,74,.06);--vd-shadow-md:0 10px 30px rgba(11,42,74,.10);--vd-shadow-lg:0 18px 45px rgba(11,42,74,.16);--vd-ease:cubic-bezier(.2,.7,.2,1);--vd-font-head:'Playfair Display',Georgia,serif;--vd-font-body:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif}body,#page-container{background:var(--vd-bg)}body,body p,body li,.et_pb_text,.et_pb_blurb_description{font-family:var(--vd-font-body);font-size:18px;line-height:1.7;color:var(--vd-text)}a{color:var(--vd-blue);transition:color .2s var(--vd-ease)}a:hover{color:var(--vd-navy)}::selection{background:var(--vd-champagne);color:var(--vd-navy)}:focus-visible{outline:3px solid var(--vd-gold);outline-offset:3px}h1,h2,h3,h4,.et_pb_text h1,.et_pb_text h2,.et_pb_text h3,.et_pb_module_header,.et_pb_blurb .et_pb_module_header{font-family:var(--vd-font-head);color:var(--vd-navy);font-weight:700;letter-spacing:-.01em;padding-bottom:.4em}h1,.et_pb_text h1{font-size:52px;line-height:1.12}h2,.et_pb_text h2{font-size:38px;line-height:1.2}h3,.et_pb_text h3,.et_pb_blurb .et_pb_module_header{font-size:26px;line-height:1.3}.vd-h1{font-family:var(--vd-font-head);font-size:52px;line-height:1.12;font-weight:700;color:var(--vd-navy)}.vd-h2{font-family:var(--vd-font-head);font-size:38px;line-height:1.2;font-weight:700;color:var(--vd-navy)}.vd-h3{font-family:var(--vd-font-head);font-size:26px;line-height:1.3;font-weight:700;color:var(--vd-navy)}.vd-muted,.vd-muted p{color:var(--vd-muted)}.vd-on-dark h1,.vd-on-dark h2,.vd-on-dark h3,.vd-on-dark .vd-h1,.vd-on-dark .vd-h2,.vd-on-dark .vd-h3{color:var(--vd-white)}.vd-on-dark,.vd-on-dark p,.vd-on-dark li{color:rgba(255,255,255,.82)}@media (max-width:767px){body,body p,body li,.et_pb_text,.et_pb_blurb_description{font-size:16px}h1,.et_pb_text h1,.vd-h1{font-size:36px}h2,.et_pb_text h2,.vd-h2{font-size:28px}h3,.et_pb_text h3,.vd-h3,.et_pb_blurb .et_pb_module_header{font-size:21px}}.vd-eyebrow{font-family:var(--vd-font-body);font-size:14px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--vd-gold);display:inline-block;margin-bottom:12px}.vd-gold-rule::after{content:"";display:block;width:64px;height:3px;background:var(--vd-gold);border-radius:2px;margin-top:16px}.et_pb_text_align_center.vd-gold-rule::after,.vd-center.vd-gold-rule::after{margin-left:auto;margin-right:auto}.et_pb_button,.et_pb_module .et_pb_button,.vd-btn{font-family:var(--vd-font-body)!important;font-size:16px!important;font-weight:700!important;line-height:1.2!important;text-transform:none!important;letter-spacing:.01em;padding:16px 30px!important;border-radius:var(--vd-radius-btn)!important;border:2px solid transparent!important;transition:all .25s var(--vd-ease)!important}.et_pb_button:after{display:none!important}.et_pb_button:hover{padding:16px 30px!important;transform:translateY(-2px)}.vd-btn-primary .et_pb_button,.vd-btn-primary.et_pb_button{background:var(--vd-gold)!important;color:var(--vd-navy)!important;box-shadow:0 6px 18px rgba(201,162,39,.35)}.vd-btn-primary .et_pb_button:hover,.vd-btn-primary.et_pb_button:hover{background:var(--vd-navy)!important;color:var(--vd-white)!important;box-shadow:var(--vd-shadow-md)}.vd-btn-secondary .et_pb_button,.vd-btn-secondary.et_pb_button{background:transparent!important;color:var(--vd-blue)!important;border-color:var(--vd-blue)!important}.vd-btn-secondary .et_pb_button:hover,.vd-btn-secondary.et_pb_button:hover{background:var(--vd-blue)!important;color:var(--vd-white)!important;box-shadow:var(--vd-shadow-sm)}.vd-btn-light .et_pb_button,.vd-btn-light.et_pb_button{background:transparent!important;color:var(--vd-white)!important;border-color:rgba(255,255,255,.55)!important}.vd-btn-light .et_pb_button:hover,.vd-btn-light.et_pb_button:hover{background:var(--vd-white)!important;color:var(--vd-navy)!important;border-color:var(--vd-white)!important}.vd-on-dark .vd-btn-primary .et_pb_button:hover{background:var(--vd-white)!important;color:var(--vd-navy)!important}.vd-bg-page{background:var(--vd-bg)}.vd-bg-alt{background:var(--vd-bg-alt)}.vd-bg-white{background:var(--vd-white)}.vd-bg-ice{background:var(--vd-ice)}.vd-bg-champagne{background:var(--vd-champagne)}.vd-bg-navy{background:var(--vd-navy)}.vd-card{background:var(--vd-white);border:1px solid rgba(11,42,74,.08);border-radius:var(--vd-radius-card);box-shadow:var(--vd-shadow-sm);padding:36px 32px;transition:transform .3s var(--vd-ease),box-shadow .3s var(--vd-ease),border-color .3s var(--vd-ease);position:relative}.vd-card:hover{transform:translateY(-6px);box-shadow:var(--vd-shadow-lg);border-color:var(--vd-gold)}.vd-card-ice{background:var(--vd-ice);border-color:transparent}.vd-card-gold-top{border-top:4px solid var(--vd-gold)}@media (max-width:767px){.vd-card{padding:28px 22px}.vd-card:hover{transform:none}}.vd-icon-circle .et-pb-icon{width:64px;height:64px;line-height:64px;font-size:28px;text-align:center;background:var(--vd-champagne);color:var(--vd-gold);border-radius:50%;transition:all .3s var(--vd-ease)}.vd-card:hover .vd-icon-circle .et-pb-icon{background:var(--vd-gold);color:var(--vd-white)}.vd-header{background:var(--vd-white);box-shadow:0 2px 20px rgba(11,42,74,.07);border-bottom:1px solid rgba(11,42,74,.06);position:sticky;top:0;z-index:999}.vd-header .et_pb_menu .et-menu>li>a,.vd-header .et-menu a{font-family:var(--vd-font-body);font-size:16px;font-weight:600;color:var(--vd-navy);padding:10px 0;position:relative;transition:color .2s}.vd-header .et-menu>li>a::after{content:"";position:absolute;left:0;bottom:2px;width:0;height:2px;background:var(--vd-gold);transition:width .3s var(--vd-ease)}.vd-header .et-menu>li>a:hover{color:var(--vd-blue)}.vd-header .et-menu>li>a:hover::after,.vd-header .et-menu>li.current-menu-item>a::after{width:100%}.vd-header .et_mobile_menu{border-top:3px solid var(--vd-gold);border-radius:0 0 var(--vd-radius-card) var(--vd-radius-card);box-shadow:var(--vd-shadow-md)}.vd-header .mobile_menu_bar:before{color:var(--vd-navy)}.vd-trustbar{background:var(--vd-white);border-radius:var(--vd-radius-card);box-shadow:var(--vd-shadow-md);border:1px solid rgba(11,42,74,.06)}.vd-trustbar .vd-stat-num{font-family:var(--vd-font-head);font-size:38px;font-weight:700;color:var(--vd-navy);line-height:1}.vd-trustbar .vd-stat-label{font-size:14px;font-weight:600;color:var(--vd-muted);text-transform:uppercase;letter-spacing:.08em}@media (min-width:768px){.vd-trustbar .et_pb_column+.et_pb_column{border-left:1px solid rgba(11,42,74,.10)}}.vd-step-num{width:56px;height:56px;border-radius:50%;background:var(--vd-navy);color:var(--vd-gold);font-family:var(--vd-font-head);font-size:24px;font-weight:700;display:flex;align-items:center;justify-content:center;margin-bottom:20px;transition:all .3s var(--vd-ease);box-shadow:0 0 0 6px var(--vd-ice)}.vd-card:hover .vd-step-num{background:var(--vd-gold);color:var(--vd-navy)}@media (min-width:981px){.vd-steps .et_pb_column:not(:last-child) .vd-card::after{content:"";position:absolute;top:64px;right:-30px;width:30px;height:2px;background:repeating-linear-gradient(90deg,var(--vd-gold) 0 6px,transparent 6px 12px)}}.vd-case-img img{border-radius:var(--vd-radius-card);box-shadow:var(--vd-shadow-lg)}.vd-result-chip{display:inline-block;background:var(--vd-champagne);color:var(--vd-navy);font-weight:700;font-size:14px;padding:8px 16px;border-radius:var(--vd-radius-pill);border:1px solid var(--vd-gold);margin:0 8px 8px 0}.vd-quote{border-left:4px solid var(--vd-gold);padding:8px 0 8px 24px;font-family:var(--vd-font-head);font-size:22px;line-height:1.5;color:var(--vd-navy);font-style:italic}.vd-founder-img img{border-radius:var(--vd-radius-card);box-shadow:var(--vd-shadow-lg);outline:2px solid var(--vd-gold);outline-offset:10px}.vd-cred-list li{list-style:none;padding-left:32px;position:relative;margin-bottom:12px}.vd-cred-list li::before{content:"";position:absolute;left:0;top:.55em;width:16px;height:16px;border-radius:50%;background:var(--vd-champagne);border:2px solid var(--vd-gold)}.vd-faq .et_pb_toggle{background:var(--vd-white)!important;border:1px solid rgba(11,42,74,.10)!important;border-radius:var(--vd-radius-card)!important;box-shadow:var(--vd-shadow-sm);padding:22px 28px!important;margin-bottom:16px!important;transition:all .3s var(--vd-ease)}.vd-faq .et_pb_toggle:hover{box-shadow:var(--vd-shadow-md);border-color:var(--vd-gold)!important}.vd-faq .et_pb_toggle_open{border-color:var(--vd-gold)!important;background:var(--vd-champagne)!important}.vd-faq .et_pb_toggle_title{font-family:var(--vd-font-body)!important;font-size:18px!important;font-weight:700!important;color:var(--vd-navy)!important}.vd-faq .et_pb_toggle_title:before{color:var(--vd-gold)!important;font-weight:700}.vd-faq .et_pb_toggle_content{padding-top:12px}@media (max-width:767px){.vd-faq .et_pb_toggle{padding:18px 20px!important}.vd-faq .et_pb_toggle_title{font-size:16px!important}}.vd-cta-band{background:var(--vd-navy);background-image:radial-gradient(circle at 85% 20%,rgba(20,93,160,.55) 0,transparent 55%);position:relative;overflow:hidden}.vd-cta-band::before{content:"";position:absolute;left:0;right:0;top:0;height:4px;background:var(--vd-gold)}.vd-footer{background:var(--vd-navy);color:rgba(255,255,255,.78);position:relative}.vd-footer::before{content:"";position:absolute;left:0;right:0;top:0;height:4px;background:var(--vd-gold)}.vd-footer h4,.vd-footer .vd-footer-title{font-family:var(--vd-font-body);font-size:16px;font-weight:700;color:var(--vd-white);text-transform:uppercase;letter-spacing:.1em;padding-bottom:18px}.vd-footer p,.vd-footer li,.vd-footer a{font-size:16px;color:rgba(255,255,255,.78)}.vd-footer a{transition:color .2s,padding-left .25s var(--vd-ease)}.vd-footer a:hover{color:var(--vd-gold);padding-left:6px}.vd-footer ul{list-style:none;padding:0;margin:0}.vd-footer li{margin-bottom:10px}.vd-footer-bottom{border-top:1px solid rgba(255,255,255,.14)}.vd-footer-bottom p,.vd-footer-bottom a{font-size:14px;color:rgba(255,255,255,.62)}.vd-footer .et_pb_social_media_follow li a.icon{background:rgba(255,255,255,.10)!important;border-radius:50%;transition:all .25s var(--vd-ease)}.vd-footer .et_pb_social_media_follow li a.icon:hover{background:var(--vd-gold)!important;transform:translateY(-3px)}input[type=text],input[type=email],input[type=tel],textarea,select{font-family:var(--vd-font-body);font-size:16px;color:var(--vd-text);background:var(--vd-white);border:1px solid rgba(11,42,74,.18);border-radius:var(--vd-radius-btn);padding:14px 16px}input:focus,textarea:focus,select:focus{border-color:var(--vd-gold);box-shadow:0 0 0 3px var(--vd-champagne);outline:0}.vd-section{padding:96px 0}@media (max-width:980px){.vd-section{padding:72px 0}}@media (max-width:767px){.vd-section{padding:56px 0}}@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}.vd-card:hover,.et_pb_button:hover{transform:none!important}}